(g) "Sum of your balances method," also called the "Rule of 78," implies a way used with regard to the transaction to find out the portion of the loan finance cost attributable to a length of time ahead of the scheduled thanks date of the final installment in the transaction. The quantity so attributable is set by multiplying the finance demand by
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95 Together with the prosperous initiatives of the banking lobby, rigid restrictions were thwarted. Legislation like the 1988 Good Credit and Charge Card Disclosure Act touted the need for “transparency,” but provided no provisions to possibly Manage curiosity fees or prohibit high charges.96 It was questionable, nonetheless, if the normal indi